4-Point Inspection For Insurance

A 4-Point Inspection for evaluates a home’s four critical systems:

• Roofing– damage, leaks, signs of age
• Electrical– hazardous, outdated panels and wiring (knob-and-tube, aluminum)
• Plumbing– leaks, polybutylene or galvanized water lines
• HVAC– age and functionality

It’s a very limited inspection for Insurance providers that assesses the age and condition of just these 4 components to help the insurance provider determine their risk.

Download a SAMPLE 4-POINT INSPECTION REPORT.

A 4-Point Inspection does not include:

• Inspection of any outbuildings, like a garage, shed, or barn.
• Inspection of anything in, around, or on the home beyond those 4 items.

The cost of a 4-Point Home Inspection is:

     $250 for 0-2,000 square feet

     $350 for 2001-3000 square feet

     $415 for 3001-4000 square feet

     $500 for 4001-5000 square feet

(The buyer or current homeowner seeking insurance typically pays for this inspection.)